PIX – receber é assim

PIX – receber é assim

Blogroll, Citizen Journalism, Estilo de Vida

Milhares de vídeos já inundam o YouTube com explicações de como cadastrar e, especialmente, como pagar usando o PIX do Banco Central, maravilha.

Só que quero receber.Cópia de safe (7) Aí toca correr atrás das informações. Ficamos com a sensação de que ninguém sabe nada… Mas está tudo lá no site do Banco Central.

O que fizemos aqui foi pegar o principal e deixar claro para nossos leitores comerciantes.

Sim, o PIX serve para receber. Oh Glória!  🙂

A primeira pergunta que surge é como vou saber que o pagamento foi realmente efetuado?
Recebedor e Pagador recebem confirmação imediata via mensagem de texto.

Quanto tempo leva a transação?
O dinheiro fica disponível instantaneamente na conta do recebedor.

Quantas chaves poderemos criar? Para o comércio em geral, inicialmente, serão 20 chaves. Ou seja você poderá ter uma chave, por exemplo, para cada vendedor ou para cada caixa.

Cópia de safe (10)Quanto à segurança das informações trafegadas nas transações Pix, como fica?
As mesmas medidas de segurança adotadas na condução de outros meios de pagamento, a exemplo da TED e do DOC, serão adotadas pelo BB e pelas outras instituições financeiras.

E minha segurança pessoal?
Você deverá ter os mesmos cuidados de sempre. O sistema conta ainda com gatilhos iguais aos dos cartões de crédito, qualquer transação fora do normal é bloqueada e verificada.

Fui conversar com Marcelo Pinto da SolyPrintaqui no Guarujá. A gráfica já conta com diversas soluções para compartilhamento das chaves para fazer a cobrança.

Displays adesivos cartões“Temos adesivos, cartões funcionais, displays em PVC e podemos ajudar na confecção dos códigos. A solução em cartões funcionais oferece bastante segurança e maior controle. O melhor é estudar caso a caso”, afirmou Marcelo.

Seja como for, não perca tempo, cadastre pelo menos uma chave (recomendamos que seja aleatória e não o número de documento algum da empresa) e faça seus primeiros testes.


Resumo do PIX, de acordo com o BC:

Rápido

Transações concluídas em poucos segundos, recursos disponíveis para o recebedor em tempo real

Fácil

Experiência facilitada para o usuário

Seguro

Robustez de mecanismos e medidas para garantir a segurança das transações

Versátil

Instrumento que pode ser usado para pagamentos independente de tipo e valor da transação, entre pessoas, empresas e governo

Disponível

24 horas por dia, sete dias por semana, inclusive feriados

Barato

Gratuito para pessoa física pagadora
Custo baixo para os demais casos

Aberto

Estrutura ampla de participação, possibilitando pagamentos entre instituições distintas

Integrado

Informações importantes para conciliação poderão cursar junto com a ordem de pagamento, facilitando a automação de processos e a conciliação dos pagamentos

 

Bons negócios!

 

Fonte:  https://www.bcb.gov.br/estabilidadefinanceira/negociopix

 

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